05 / THE DETAILS
THE DETAILS.
- CAN MY ACCOUNT BE CLOSED?
- Banks close creator accounts without notice. This one is self-custodial. The keys are yours, and no one upstream can close it.
- HOW DO I BORROW AGAINST CREATOR INCOME?
- Creator income is real money that credit models read as risk. The lender packet packages verified payout months as a credit report a lender can price.THE PACKET OMITS: FEED / FAN LIST / LEGAL NAME
- WHY WOULD A LENDER TRUST THIS?
- Income is verified at the source, and the login never leaves the browser. Installments come off the top of platform payouts, before the money reaches a spending balance.VERIFICATION / AT SOURCEREPAYMENT / OFF THE TOPCAPITAL / LICENSED PARTNER
- WHO SEES WHAT?
- A fan and a landlord should never see the same account. Shielded balances, a public card face. The link between them stays private by default.OPEN PRIVACY ↗
- WHO RUNS THE LENDING RAILS?
- A licensed lender funds advances and handles collections. Cr3dentials builds this stack today, from source verification to repayment at the payout, and is a potential partner. Nothing is integrated yet.CR3DENTIALS.XYZ ↗
- HOW LONG DOES THIS HOLD?
- Signatures use Falcon-512, a post-quantum scheme. The account is crypto agile, meaning the signature scheme can be swapped under a live account, before anyone is forced to migrate.FALCON-512 ACCOUNT / BUILTKEY ROTATION / BUILTPQ RECOVERY / ROADMAPEXPERIMENTAL / NOT DEPLOYED